No. Your pension is auto-credited. However, ensure your life certificate is submitted digitally via the Jeevan Pramaan portal linked to IFMS.

: Connects to commercial banking networks via specialized smart dashboards to claim missing state funds.

Processes pension verification, revision, and direct monthly disbursement. 1. eBudget Module

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Facilitates online and offline payments of state tax and non-tax revenues. Government Employees

The strength of IFMS Punjab lies in its modular architecture, with each component designed to address a specific facet of public finance. The table below summarizes its core modules:

Disclaimer: Information regarding IFMS Punjab is based on the available, publicly accessible records and is subject to change by the Punjab government.

The system's design includes smart features that automate controls and integrate processes to prevent financial irregularities:

: The Vehicle Management System (VMS) module alone saved the state over ₹17 crore in its first year by tracking fuel and maintenance limits for government vehicles.

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Two of the most impactful modules are eTreasury and eReceipt. The eTreasury module goes beyond simple bill processing; it supports the creation of over 40 types of bills, from salaries and travel allowances to medical reimbursements and general refunds. It has also introduced unique payee codes to drastically reduce payment errors and integrates with the RBI’s eKuber system for seamless payments.

Prior to the implementation of IFMS, public financial tracking in Punjab relied heavily on paper-intensive, decentralized systems that were prone to reporting lags and lack of budget clarity. The implementation of IFMS provides several major systemic enhancements:

Reducing human error and ensuring accountability in public spending.